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Page 135 of 139 in the Cockatoo editorial archive.
Insurance excess: when and how it is applied
An excess is the amount or contribution allocated to the policyholder under the terms of a claim. Different excesses can apply to different events, drivers, activities or types of property within the same policy.
Insurance exclusions: read the exception and the definition
An exclusion removes or restricts part of the cover that might otherwise appear to fall within an insuring clause. It can concern a cause of loss, activity, person, location, condition or type of damage.
Insurance policy essentials: documents to read together
A policy wording, schedule and endorsements work together to describe the insurance contract. A quote, brochure or certificate can summarise parts of an arrangement without replacing those documents.
Insurance premiums in Australia: compare price and cover together
What to check when comparing insurance quotes and reviewing a renewal.
Interest Rates Australia 2026: RBA Decisions and What They Mean for You
Interest rates in Australia are shaping the financial landscape in 2026. Learn how the Reserve Bank of Australia's decisions affect your home loan, savings, and everyday finances.
Interest Rates Australia 2026: What to Expect and How to Respond
Interest rates in Australia are shaping the financial decisions of households and investors in 2026. Learn how current trends may affect your mortgage, savings, and investment strategies—and
Interest-Free Deals Australia 2026: What You Need to Know Before Signing Up
Interest-free deals are everywhere in Australia, offering a way to spread out payments without paying interest—at least at first glance. Before you commit, it’s important to understand how
Investment Bonds Australia: Tax-Effective Investing Explained
Considering investment bonds for your 2026 wealth strategy? Learn how these tax-effective products work, who they suit, and what to weigh before adding them to your long-term financial plan.
Joint Account Australia 2026: Rules, Benefits & Risks Explained
Thinking about sharing your finances? Learn how joint accounts work in Australia in 2026, who they suit, and what to consider before opening one.
Joint Tenants in Australia 2026: Key Rules, Benefits & Pitfalls
Considering buying property with someone else? Understanding the difference between joint tenancy and tenants in common is crucial. Take the time to discuss your options with all parties
Lay-by in Australia 2026: How It Works & Why It’s Back in Fashion
Looking for ways to shop smarter in 2026? Consider lay-by for your next big purchase and enjoy peace of mind with zero interest and full control over your budget.
Lease or Buy in 2026: Navigating Lease Options for Australians
Weighing up whether to lease or buy your next car, equipment, or business asset in 2026? This guide breaks down the key differences, financial impacts, and practical considerations to help
Leverage in Finance: Smart Strategies for Australians in
Leverage can help Australians grow their wealth in 2026, but it comes with significant risks. Understanding how leverage works, the latest lending trends, and how to manage risk is
Liability in Australia: What It Means for Your Finances in
Liability affects everyone in Australia, from business owners to individuals. With legal and insurance changes arriving in 2026, understanding your liability risks and protections is more
Life Cover Australia: Essential Guide for Smarter Choices
Looking to protect your family’s financial future? Explore how life cover works in Australia in 2026 and what to consider when choosing a policy.
Life insurance in Australia: benefits, ownership and comparison
Life cover can provide a lump sum when the insured person dies or meets a covered terminal-illness definition. The amount, eligibility and payment conditions depend on the policy. It is separate from income protection, trauma and total and permanent disability cover.
Limited Recourse Loans in Australia: Guide & Policy Update
Limited recourse loans offer a way to manage risk when borrowing for property, business, or investment in Australia. This 2026 guide explains how these loans work, recent policy changes, and
Liquidity in Australia: What to Know in 2026
Liquidity is a crucial factor in Australian finance, affecting everything from property sales to business operations. In 2026, understanding how liquidity works and how to manage it can help
Listed Property Trusts Australia: What Investors Need to Know
Explore how listed property trusts (LPTs) in Australia are evolving in 2026. Learn about their structure, recent policy changes, market trends, and how they can fit into your investment
Loan to Value Ratio (LVR) in Australia: Guide for Borrowers
Understanding your Loan to Value Ratio (LVR) is essential for anyone looking to buy property or refinance in Australia. In 2026, with ongoing changes in lending practices and property
Low-Doc Loans in 2026: A Practical Guide for Self-Employed and Small Business Borrowers
Low-doc loans offer a flexible path to finance for self-employed Australians and small business owners who may not have traditional income documents. In 2026, these loans remain a viable
Managed Discretionary Account (MDA) Guide 2026: What Australian Investors Need to Know
Thinking about a Managed Discretionary Account? Learn how MDAs work, what’s changed in 2026, and whether this hands-off, tailored investment approach suits your financial goals.
Managed Funds Australia 2026: Rules, Trends & Investor Guide
Explore how managed funds work in Australia, what’s changed in 2026, and how to choose the right fund for your investment goals.
Margin Call 2026: Essential Guide for Australian Investors
Margin calls can quickly turn a market downturn into real losses for Australian investors using leverage. Learn how margin calls work, what’s changed in 2026, and practical steps to protect
Margin Loans Australia 2026: Benefits, Risks, and What’s New
Margin loans can help Australian investors increase their market exposure, but they also come with significant risks. In 2026, recent changes in regulations and lending practices mean it’s
Marginal Tax Rate Australia 2026: What It Means for Your Income
Understand how Australia’s marginal tax rates in 2026 affect your take-home pay. Learn how the tiered system works, what’s changed, and how to make informed financial decisions.
Market Indexes 2026: Guide to Australia’s Key Investment Benchmarks
Market indexes are essential tools for Australian investors, offering a snapshot of market performance and helping guide investment decisions. As 2026 unfolds, understanding how these
Market Sectors Explained: A Practical Guide for Australian Investors in 2026
Curious about how market sectors shape your investment outcomes? Learn how sector-based investing can help you build a more balanced and resilient portfolio in Australia for 2026.
Market-Linked Investments in Australia: 2026 Trends & Strategies
Market-linked investments are gaining traction in Australia in 2026, offering growth potential but also higher risk. Learn what’s driving their popularity and how to approach them wisely.
Master Trusts in Australia: Policy Changes & Investor Guide
Master trusts are evolving in 2026, offering Australian investors streamlined portfolio management and greater transparency. Learn how these platforms work, recent regulatory changes, and
Mastering Depreciation for Australians: Tax Savings Guide
Depreciation remains a powerful tool for Australian business owners, property investors, and individuals looking to reduce their taxable income. With updated rules for 2026, understanding
Maximising Your Investment Return in Australia (2026 Guide)
Australian investors face a changing landscape in 2026. Learn how to adapt your strategy, manage risk, and make the most of your investments this year.
Mining Tenements Australia: Essential Guide for Miners & Investors
Australia’s mining sector in 2026 is shaped by evolving regulations and growing demand for critical minerals. Understanding mining tenements is crucial for miners, investors, and landholders
Money Transfer Requests in Australia: Trends and Safe Practices
Transferring money in Australia is faster and more secure than ever. Discover how digital tools, real-time payments, and smart safety habits are shaping the way Australians request and send
Mortgage Brokers in Australia: Guide to Home Loans
Considering your next property move? Learn how a mortgage broker can help you navigate the Australian home loan market in 2026 and make informed decisions with expert support.
Mortgage Funds in Australia: Understanding Risks, Returns and Policy Changes
Mortgage funds are gaining attention in Australia as investors seek alternatives to traditional savings and shares. This article explains how mortgage funds work, outlines the latest policy
Mortgage Schemes Australia 2026: What’s New, Who’s Eligible & How to Apply
Thinking about buying your first home or re-entering the property market in 2026? Australia’s evolving mortgage schemes could help you secure a place sooner. Here’s what’s changed, who can
Mortgage-Backed Securities in Australia: 2026 Market Trends & Impacts
Mortgage-backed securities are playing an increasingly important role in Australia’s finance sector. Learn how these investments work, what’s changing in 2026, and what it means for
Mortgagee Meaning in Australia: Rights, Risks, and Home Loan Impacts
Understanding the role of a mortgagee is essential for any Australian homeowner with a home loan. Learn what a mortgagee is, how their rights affect you in 2026, and what to watch for when
Mortgagee Sale Australia 2026: What Homeowners and Buyers Need to Know
Mortgagee sales are becoming more common in Australia as financial pressures persist in 2026. Whether you’re facing mortgage stress or considering buying at a mortgagee sale, understanding
Mortgagor Explained: Rights & Responsibilities for Australians in
Understanding your role as a mortgagor is essential for anyone buying or refinancing a home in Australia. This guide explains what it means to be a mortgagor in 2026, outlining your key
Navigating Australian Share Markets for Growth in 2026
Australian equities remain a key avenue for wealth growth in 2026. Understand the latest trends, sectors to watch, and practical strategies to help you build a resilient share portfolio this
Navigating Mortgages in Australia: What to Expect in
Thinking about a home loan in 2026? Understand the latest mortgage trends, lending rules, and practical strategies to help you make confident decisions in Australia’s evolving property
Navigating Tenancy in Australia: A Practical Guide for Renters and Landlords
Australia’s rental market in 2026 is changing fast, with new laws and high demand affecting both renters and landlords. Here’s what you need to know to stay informed and prepared.
Navigating the ASX in 2026: Trends, Risks, and Strategies for Australian Investors
Explore how to approach the Australian share market in 2026. Learn about key trends, sector shifts, and practical strategies to help you invest with confidence on the ASX.
Negative Gearing in Australia: What Investors Need to Know
Negative gearing has shaped property investment in Australia for decades, but 2026 brings new challenges and policy discussions. Understand how negative gearing works, the current risks and
Net Worth in Australia: How to Calculate, Grow, and Safeguard Your Wealth
Understanding your net worth is a crucial step towards making informed financial decisions in 2026. Learn how to calculate your net worth, why it matters, and practical strategies to grow
No Negative Equity Guarantee (NNEG): Guide for Australian Retirees
Considering a reverse mortgage in retirement? Understand how the No Negative Equity Guarantee protects you and your estate, and what to weigh before unlocking your home equity in 2026.