Business finance
Business Loans For Refrigeration Specialists
Working capital, equipment, and growth finance for refrigeration specialists — matched to your revenue and time trading, not a generic credit score.
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Australian trades
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Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for refrigeration specialists and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for tools, vehicles, and equipment without draining your working cash.
- Cash-flow cover for the gap between quoting a job and getting paid.
- One application a broker runs across lenders that fund trades — no chasing paperwork.
How it works
Simple next steps
- 1Tell us what you need to buy or fund and how long you have been trading.
- 2We match it to lenders who understand callout-and-quote cash flow.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Refrigeration Specialists
Refrigeration is capital-heavy. A properly fitted service van with recovery units and gauges, a stock of compressors and refrigerant, or specialist diagnostic gear can push finance needs to the ~$70,000 mark. Equipment finance spreads the cost of vehicles and tools, while a working-capital line covers the gas and parts you front before invoicing — especially through the summer rush when callouts spike. Cockatoo helps match you to a lender that understands the seasonal, parts-heavy nature of refrigeration work.
Common questions
Refrigeration Specialists — business loan questions
Can I finance a fully fitted-out service van?
Yes. Equipment and vehicle finance can cover the van plus the recovery units, gauges and fit-out that make it a working rig. Spreading it over the asset's life keeps your cash free for gas, parts and wages.
How do I fund the summer parts stock-up?
A working-capital line lets you carry extra refrigerant, compressors and common spares heading into the peak, so a wave of breakdown callouts becomes revenue rather than a stock shortage. Cockatoo can match you to a lender who gets the seasonality.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.